Chapter 7 or 13 Bankruptcy or Credit Card Debt Negotiation?? That is the question!

I have had several individuals contact me regarding considerable credit card debt. What is difficult to decide is whether to engage in debt settlement negotiations with the Credit Card Company, debt collector, and law firm, or possibly look into filing for Chapter 7 or 13 bankruptcies.
While each have their advantages, there are several pitfalls that one must be aware of before choosing a particular route. Please contact the lawyers at Hutchison & Tubiana so we can advise you of your rights.