The Act was implemented to address interest rate increases, interest calculations, card issuance and fees. Some examples of these new rules include limitations under which a lender can apply increased interest rates or fees to existing balances; an analysis by …

Throughout the Florida Keys and Key West, an individual debtor who has a regular source of income may file a Chapter 13 enabling them to keep a valuable asset, such as a house. It allows the debtor to propose a …

With the declining real estate market, throughout the Florida Keys and Key West, it is becoming more common to “lien strip” wholly unsecured second mortgages/deeds of trust on personal residences. The general rule is that these second, third, and all …

Chapter 7 Bankruptcy is the most common form of bankruptcy filing. This type of bankruptcy filing accounts for as much as 65% of all Consumer Banking filings. An attorney can help you understand the powerful ways that bankruptcy laws can …

Hutchinson and Tubiana P.L.L.C. is proud to expand our practice areas to better serve Florida Keys, Key Largo and Key West residents suffering from bankruptcy and debt issues.
Bankruptcy laws help people who can no longer pay their creditors get …