If you are a condo owner in the Brickell area of Miami and are facing foreclosure, there may be several options available to save your home. In addition to government sponsored modification programs such as HAMP, your own lender may have an in-house modification option available. However, there may be some serious consequences with the assumption that by simply missing payments on your mortgage, then you will be automatically qualified for a loan modification. Instead, you may have fast tracked a foreclosure filing against your home. Whether you are behind on your mortgage payments on your Brickell condo, or have already been served with foreclosure papers, please contact the lawyers at Hutchison & Tubiana for more information.